Colibri Home Loans | Loan Officer
Mark Howard
NMLS #1630227 | FL #LO122381
Licensed in TX, FL, TN
Clear, responsive guidance for homebuyers, homeowners, and investors—built around your goals and the details that matter.

Meet Mark
Personal guidance for a better path Home.
Since becoming a residential loan officer in 2017, Mark Howard has had the privilege of helping individuals and families take one of life’s biggest steps—buying a home. Living in Georgetown, TX, with his wife and three boys, Mark understands that a home is about much more than four walls; it’s where families grow, investments are built, and memories are made. Outside of work, he enjoys family time, sports, and most importantly, following Jesus Christ, whose example shapes how he serves others.
- Licensed states: TX, FL, TN
- Phone: 512-592-8181
- Email: mark@colibrihomeloans.com
Verified client reviews
What Mark’s clients say.
Read real experiences from clients who worked with Mark.
Loan options
Financing shaped around real life.
Explore purchase, refinance, investor, and alternative-documentation options with a team that helps you compare the details clearly.
Conventional Home Loans
Flexible purchase and refinance financing for qualified borrowers.
Explore option → 02FHA Home Loans
Accessible down payment and qualification options for eligible buyers.
Explore option → 03VA Home Loans
Valuable financing benefits for eligible service members and veterans.
Explore option → 04First-Time Homebuyer Loans
Clear first-purchase planning, financing comparisons, and preparation.
Explore option → 05Down Payment Assistance
Explore eligible help with a down payment or closing costs.
Explore option → 06Non QM Loans
Flexible options for complex income, assets, and property scenarios.
Explore option → 07Bank Statement Loans
Alternative income documentation for qualifying self-employed borrowers.
Explore option → 08Jumbo Home Loans
Financing designed for loan amounts above conforming limits.
Explore option → 09Investment Property Financing
Purchase and refinance solutions for residential real estate investors.
Explore option → 10Refinance Home Loans
Explore payment, term, rate, and equity-access objectives.
Explore option → 11Cash-Out Refinance
Replace an existing mortgage while accessing available home equity.
Explore option → 12Renovation Loans
Finance an eligible purchase or refinance with planned improvements.
Explore option → 13USDA Home Loans
Zero-down-payment potential for eligible borrowers and properties.
Explore option → 141099 Mortgage Loans
Qualification paths designed around eligible 1099 income.
Explore option → 15DSCR Loans
Investor financing that may qualify using property cash flow.
Explore option → 16HELOC
A revolving line of credit secured by available home equity.
Explore option → 17Adjustable-Rate Mortgages
An initial fixed period followed by scheduled rate adjustments.
Explore option → 18Foreign National & ITIN Loans
Specialized financing for eligible non-citizen borrower scenarios.
Explore option → 19Self-Employed Home Loans
Documentation options that reflect how business owners earn income.
Explore option →Frequently asked questions
Straight answers for the decisions ahead.
Every situation is different. These answers offer a starting point; a Colibri consultation can make them specific to you.
Ask Us a QuestionWhich states is Mark Howard licensed in?
Mark Howard serves clients in Texas, Florida, Tennessee. Licensing and loan availability remain subject to the property state, program, and transaction details.
How can I contact Mark Howard?
Call 512-592-8181 or email mark@colibrihomeloans.com to connect directly.
Can I book a consultation before applying?
Yes. Use the Book a Call link on this page to choose a time with Mark before beginning a mortgage application.
Where do I apply with Mark Howard?
Use the Apply Now link on this page to open Mark’s secure mortgage application.
What are Mark Howard’s license identifiers?
Mark Howard is listed as NMLS #1630227 | FL #LO122381.